What Credit Score Do I Need For Best Buy Credit Card?

What credit score do I need for Best Buy Credit Card? You need a 640+ credit score to get approved for the Best Buy® Store Card. That means Best Buy® Store Card requires fair credit or better for approval.

What is the minimum credit score for Best Buy?

The Best Buy® Credit Card requires good credit or better (a score of 700+) for approval, while the Best Buy® Store Card and Best Buy® Gold Visa Credit Card require fair credit or better (a score of 640+).

Can I get a Best Buy credit card with bad credit?

You probably cannot get a Best Buy® Credit Card with bad credit (a score of below 640). You definitely cannot get a Best Buy® Credit Card, as that requires good credit (700+). And you'll also have a hard time getting approved for the Best Buy® Store Card, which requires fair credit (640+).

Can you get a Best Buy credit card with 600 credit score?

The Best Buy credit card credit score requirement is fair credit for the store card and good credit for the Visa. That means a 640+ credit score probably gets you a Best Buy credit card, but you'll likely need a 700+ score to be awarded the version that lets you earn Best Buy rewards everywhere you shop.

What FICO score does Best Buy use?

In general, you'll need a good credit score to be approved for the top Visa card (generally 700-749). Otherwise, you'll likely need a fair credit score (generally 660-699) to qualify for the standard Best Buy version. Upon application review, some people will be approved instantly.


Related faq for What Credit Score Do I Need For Best Buy Credit Card?


What Bureau does Best Buy pull?

Citi uses all three major credit bureaus to evaluate Best Buy Store Card applications. That doesn't mean it will pull all three of your credit reports, though. Citi will mostly use your Experian report, with Equifax also being quite likely. In rare cases they will pull your TransUnion report instead.


What credit score is needed for a Amazon credit card?

You must have a good credit score—at least 670—to be considered for either of the co-branded Amazon Signature Visa cards. Amazon also offers two store cards, but these cards are not credit cards. The cards are used for purchases on Amazon.com but eligible for use in Whole Foods markets.


What credit score does Lowes?

The Lowe's credit card credit score requirement is 640 or better, which is considered fair credit. The Lowe's card is fairly easy to get, but that doesn't make it a great card. Even if you have a good or excellent credit score, the card will have an APR of 26.99% after the intro APR period, which is pretty high.


Can I get a Best Buy card with 620 credit score?

You need a 640+ credit score to get approved for the Best Buy® Store Card. That means Best Buy® Store Card requires fair credit or better for approval.


Does Best Buy report to credit?

You can apply for the Best Buy credit card without worrying that you will ruin your credit. If you do not pay your bill on time each month, you will be reported to the major credit bureaus. This means that you will have a hit on your credit report, which will cause your score to lower.


Can I use my RedCard at Starbucks?

Target RedCard debit and credit cards can be used at any Target store, Target.com, and in-store Starbucks as of 2021 for benefits like a 5% discount and free same-day delivery.


Does Amazon approve bad credit?

The Amazon.com Store Card credit score requirement is 640 or higher; this means that you need at least fair credit to get this card. The better your credit score is, the higher your approval odds will be.


Who issues the Best Buy credit card?

The Best Buy credit card is issued by Citibank. The card is designed to encourage spending for products offered by Best Buy in stores and online. It offers 5% back in rewards for regular Best Buy members and 6% back in rewards for Elite Plus members or 12-month financing on purchases of $399 and up.


Is Best Buy credit card CLI a hard pull?

Re: BestBuy Visa CLI request hard pull or soft? Unfortunately, CBNA retail cards are almost always a hard pull. One more inquiry's not going to sting much (if at all) with recent accounts being opened. If you do, go big with your request.


What does your credit score need to be for a Home Depot credit card?

A credit score of 640 or higher is needed for a Home Depot® Credit Card; this means that you need to have a fair credit score to get it.


Does Home Depot give instant credit?

Whether you apply online or in person, the approval process usually takes place on the spot, and you will receive your card within 14 days. In the event the Home Depot can't provide an instant credit decision, you'll be notified within 30 days by U.S. mail to advise you of your application status.


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